Denture Loans
Our loans can be used to purchase dentures and partial dentures, and to cover the costs of associated dental work.
Loan Details
- Loans terms for up to 5 years
- Loan interest rate is 5% APR
- No fees, including for application or early payoff
Eligibility
- Any Washington, Oregon, or Idaho resident who is in need of dentures or partial dentures is eligible to apply for a loan
- Individuals with any income level may apply – we consider all sources of income, including disability and social security payments
How will we evaluate your application?
We evaluate each application on a case-by-case basis. Factors we consider include:
• Proven ability to repay the loan
• Debt-to-income ratio
• Credit history*
*Lack of credit history or a poor credit score will not disqualify you. If
you have a history of credit problems, you must demonstrate
that there is a workable plan to address these problems.
What are the loan terms?
- Loans carry a fixed 5% interest rate and may be repayable for up to five years.
- There are no fees to apply or for early payoff.
How do I apply?
We offer multiple ways to apply for a denture loan:
- Our secure online portal
- Download the loan application in Microsoft Word or PDF format. Fill it out and email or mail it back to us at: [email protected]
- Have an application mailed to you by:
- Calling our office at 206-328-5116, or Toll-free at 877-428-5116
- Emailing a request to [email protected], or
- Mailing a request to:
Northwest Access Fund
PO Box 55759
Shoreline, WA 98155
Loan Calculator
Our average denture loan:
Amount:
$2,426
Term:
35 months
Payment:
$76.46 /month
100% of borrowers would recommend a Northwest Access Fund Loan
Based on client survey with 110 respondents